Comparing a Low-Fee Index Fund to a No-Fee Index Fund
After multiple rounds of interviews and writing tests, on May 31, 2012 I received a letter to work for my current employer. The letter outlined salary, healthcare, and other expected benefits, but one benefit stood out to me. “After a year’s tenure, the organization will provide an employer-sponsored SEP-IRA account (currently set at 10% of […]
2 Reasons Carrying a Student Loan Balance is a Good Financial Decision
A major component of the Financial Independence Retire Early (FIRE) lifestyle is a focus on reducing debt to zero, saving 50 percent or more of post-tax earnings, and limiting expenses. Discipline over time instills the second two components as an everyday part of life. But for me, the debt component is frequently in my thoughts. Specifically, […]