passive investing

Comparing a Low-Fee Index Fund to a No-Fee Index Fund

After multiple rounds of interviews and writing tests, on May 31, 2012 I received a letter to work for my current employer. The letter outlined salary, healthcare, and other expected benefits, but one benefit stood out to me.   “After a year’s tenure, the organization will provide an employer-sponsored SEP-IRA account (currently set at 10% of […]

The Path to Wealth is Paved in Passive Investments

Financial independence is achieved through low spending and high saving. Indeed the two concepts are expressly linked. After spending is under control, the next step is figuring out how to save.  Sorting the innumerable investment options can be overwhelming. With everything from stocks, to real estate, and even crypto currencies (please don’t invest in crypto […]